Temporary health insurance (also known as Short Term Medical) is a type of health plan designed for people who are between jobs or waiting for eligibility for another plan. For instance, Mary has just been hired at the XYZ Company but has to wait 90 days for her benefits to start. Mary can log on to the Castanes Insurance website and click the link for temporary health insurance. From there, Mary can get a quote for 90 (or however much she needs) days of coverage, and if satisfied, even fill out an application and get a policy.
Many temporary health plans do not include a prescription card or a doctor office copay. Instead, they are designed to help with serious illnesses or accidents that could result in a stay in the hospital.
These plans are convenient and affordable. So, if you are looking for health coverage that is less expensive than a COBRA plan or just need to cover your family until other benefits begin, Temporary Health Insurance may be the solution to your needs.
If you have any questions regarding this or any other topic, please feel free to drop me a note at castanes@gmail.com.
Wednesday, December 20, 2006
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